Individual plans

Pricing for individual account

So much for so little. Whether you’re an occasional shopper or a serial money manager.

PRICE

COMPARE PLANS

  • Free
    €0.00/ mo.

    14 days Platinum plan for free

  • Gold
    €0.90/ mo.

    14 days Platinum plan for free

  • Platinum
    €6.90/ mo.

    14 days Platinum plan for free

ACCOUNT

ACCOUNT

IBAN account in
EUR, USD, GBP and 26 more currencies
Currency exchange at the best rates
Multiple top-up methods
Mastercard, VISA, BLIK, Apple Pay, Google Pay and many more
IBAN account in
EUR, USD, GBP and 26 more currencies
Currency exchange at the best rates
0.5%
Multiple top-up methods
Mastercard, VISA, BLIK, Apple Pay, Google Pay and many more
IBAN account in
EUR, USD, GBP and 26 more currencies
Currency exchange at the best rates
0.2%
Multiple top-up methods
Mastercard, VISA, BLIK, Apple Pay, Google Pay and many more
IBAN account in
EUR, USD, GBP and 26 more currencies
Currency exchange at the best rates
0.0%
Multiple top-up methods
Mastercard, VISA, BLIK, Apple Pay, Google Pay and many more

TRANSFERS

TRANSFERS

Internal transfer
Local transfer
SEPA transfers
SWIFT transfers (SHA)
Internal transfer
FREE
Local transfer
€0.50
SEPA transfers
€0.10
SWIFT transfers (SHA)
€4 + 0.1%
Internal transfer
FREE
Local transfer
FREE
SEPA transfers
€0.05
SWIFT transfers (SHA)
€3.5 + 0.1%
Internal transfer
FREE
Local transfer
FREE
SEPA transfers
FREE
SWIFT transfers (SHA)
€3 + 0.1%

CARDS

CARDS

Free cards
Apple Pay & Google Pay
ATM withdrawals
Free cards
0 physical, 1 virtual
Apple Pay & Google Pay
ATM withdrawals
1.5%
Free cards
1 physical, 1 virtual
Apple Pay & Google Pay
ATM withdrawals
Free up to €200
Then 1.5%
Free cards
2 physical, 3 virtual
Apple Pay & Google Pay
ATM withdrawals
Free up to €800
Then 1.5%

ACCOUNT

IBAN account in
EUR, USD, GBP and 26 more currencies
Currency exchange at the best rates
0.5%
0.2%
0.0%
Multiple top-up methods
Mastercard, VISA, BLIK, Apple Pay, Google Pay and many more

TRANSFERS

Internal transfer
FREE
FREE
FREE
Local transfer
€0.50
FREE
FREE
SEPA transfers
€0.10
€0.05
FREE
SWIFT transfers (SHA)
€4 + 0.1%
€3.5 + 0.1%
€3 + 0.1%

CARDS

Free cards
0 physical, 1 virtual
1 physical, 1 virtual
2 physical, 3 virtual
Apple Pay & Google Pay
ATM withdrawals
1.5%
Free up to €200
Then 1.5%
Free up to €800
Then 1.5%

EXTRAS

EXTRAS

Instant cashback
Up to 15% cashback on your business purchases at ZEN partners
Reduce by 50%
Extended warranty
One-year extended warranty on electronics purchased with ZEN Mastercard®
up to €1500
up to €5000
ZEN Care
Your personal concierge 24/7 when something goes wrong with your ZEN Mastercard® purchases
14 days Platinum plan for free
14 days Platinum plan for free
14 days Platinum plan for free
Detailed pricing (in PDF) is valid until 01.01.2024 Detailed pricing (in PDF) valid form 02.01.2024

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